1. Eligibility

You must be at least 18 years old and reside in the United States to use our Services. Our platform is intended solely for U.S. users. Access from outside the U.S. is not authorized.

2. Service Purpose

Our Services are designed to help individuals identify, understand, and respond to fraud-related incidents. The AI Fraud Experts provide informational support only and do not provide legal, financial, or emergency advice.

We do not guarantee the accuracy or effectiveness of any information provided. Users should verify all advice with appropriate authorities or professionals.

3. No Professional Advice

The Services are not a substitute for:

• Legal advice from a qualified attorney
• Financial guidance from a licensed advisor
• Emergency help from law enforcement or emergency services

Always consult the appropriate professional for your specific situation.

4. User Responsibilities

By using our Services, you agree to:

• Use the platform only for lawful and appropriate purposes
• Avoid submitting false, misleading, or harmful content
• Not attempt to exploit, reverse-engineer, or interfere with the system or data
• Acknowledge that AI responses are generated and may be imperfect

5. Data Collection and Privacy

Our use of your data is governed by our Privacy Policy. You agree to the collection and use of your data in accordance with that policy. We redact PII where possible and use encryption and protective measures.

6. Intellectual Property

All content, design, and branding on the site belong to Trevor Balthrop AI Fraud Experts and may not be reused or reproduced without permission.

You may not copy, distribute, or publicly display any part of our Services without our written consent, unless allowed under fair use or applicable law.

7. Modifications

We may update or change these Terms at any time. Continued use of the Services after changes means you accept the revised Terms. You are encouraged to review them periodically.

8. Limitation of Liability

We are not liable for:

• Losses, damages, or harm resulting from reliance on our Services • Errors, omissions, or AI-generated inaccuracies
• Technical failures, downtime, or service interruptions

Your use of the Services is at your own risk.

9. Termination

We reserve the right to suspend or terminate access to the Services at any time, without notice, for violations of these Terms or to protect the integrity of the platform.

10. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the appropriate courts located in California.

11. Contact Us

If you have questions about these Terms, contact us at: Email: help@trevorbalthrop.com Website: www.TrevorBalthrop.com